News
Category: Articles by Cowden Advisers
A new article by Jere Cowden of Cowden Associates, Inc., on 401(k) products has won high praise from his UBA colleagues.
UBA Co-Founder David LoCascio said the article is
"the single, best article I've ever seen on this subject. Bravo!"
In the article, Mr. Cowden explains the pitfalls of choosing retirement plan offerings and how plan sponsors can make the right choices.
See this article by Jim Bartoszewicz as it appeared in The State Journal.
Whether by design or by accident, 401(k) plans are about to become America’s primary source of retirement income. Evolving over 25 years, 401(k) plans, and retirement savings in general, have been influenced significantly by investment industry, political lobbying, and the shrinking number of defined benefit plans. Although initially intended as secondary savings, 401(k) plans have been continually redesigned to take a more prominent role. To implement 401(k) plans successfully today, we will need a cultural shift in how we think about saving for retirement.
An exerpt from an article by Cowden Associates President, Jere Cowden, published in the Pittsburgh Post-Gazette:
"Pittsburgh is fast approaching its 250th birthday. Some would joke that our population is nearly as old, since about 16 percent of us are older than 64 -- and getting older.
Yet where some see a setting sun, I see new horizons. Savvy business leaders in the region should see this as an opportunity, too.
According to the Pittsburgh Regional Alliance, there are nearly 114,000 companies of all sizes in the Pittsburgh region, which includes the city of Pittsburgh and 10 surrounding counties in southwestern Pennsylvania.