As 401(k) plans replace traditional pensions as the primary workplace retirement benefit, more companies are trying to educate their employees on how to be better savers. Self-interest is one motivation. Employees have sued companies for not educating them about retirement savings, and such lawsuits could become more common as baby boomers leave the work force and discover how meager their nest eggs are, says Jim Bartoszewicz, president of Cowden Advisers, a Pittsburgh retirement plan consultant.

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